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Which dog health insurance covers castration?

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In dogs, neutering is mainly used to prevent unwanted reproduction. Of course there are also medical reasons for castration. Neutering can also have a positive effect on the dog’s behavior and help prevent a number of diseases. Even if it is usually not absolutely necessary, it can make sense to neuter a dog for these reasons. Of course, as a pet owner, you will incur costs. Many dog ​​owners are therefore wondering which dog health insurance will cover the castration.

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Different costs for females and males

If a bitch is to be neutered, her ovaries and, in some cases, her uterus are removed. In males, on the other hand, only the testicles are removed.

Since the intervention in female dogs is significantly more complex, it is usually correspondingly more expensive. While neutering a male dog costs around 100 to 150 euros, neutering a bitch costs up to 400 euros in veterinary costs.

Benefits of castration

Although neutering is primarily intended to prevent unwanted reproduction, it also protects against various diseases. For example, in males, neutering can reduce the risk of testicular cancer, while in females it helps to prevent suppuration of the uterus and intestines prevent the formation of tumors on the milk line. Apart from that, neutered males usually turn out to be much more relaxed and calmer than their non-neutered counterparts.

Does neutering make sense for dogs?

Ultimately, of course, it is up to you whether you want to have your dog neutered and should be discussed with the veterinarian. Because despite all the advantages that neutering brings with it in terms of the health of your four-legged friend, an operation always poses a risk.

Does dog health insurance cover neutering?

If you’re planning to get health insurance for your dog and want to have him spayed soon, you may be wondering if dog health insurance will cover the cost of the spaying.

Some providers pay a subsidy to the operation costs, while other insurance companies only pay in the case of a medically necessary castration. A medical necessity exists, for example, if the four-legged friend in question suffers from a disease of his genitals.

The benefits of the dog health insurance from

We will cover the costs for castration if there is a medical indication from the age of 4 years. If you complete the additional module «Catation & Sterilization», behavioral castrations are also included. Here you can get an overview of our service portfolio.

Dog health insurance and neutering – our conclusion

Dog health insurance makes sense for all dog owners and protects you from high veterinary costs in an emergency. This also applies if the tariff does not or only partially cover the costs for a possibly desired neutering of the four-legged friend.

It is best to calculate your affordable monthly premium today and send us your insurance application conveniently online.

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