A dog health insurance from covers €2,000.00, €3,000.00 or €4,000.00 annual insurance benefits for your dog. The tariffs have different services. There is a lot, from basic OP cost protection to partial assumption of costs for behavioral and physiotherapy.
But how much does dog health insurance cost per month, and what do these costs depend on? In the following, we will answer your questions and use examples to show you what costs you will incur.
The cost of dog health insurance depends on this
The monthly cost of your dog health insurance depends on three aspects:
- The tariff
- The race
- Age
The tariff of the dog health insurance determines which services are covered and with which annual benefit amount covers your costs. The surgical cost protection includes €2,000.00 per year, the basic package €3,000.00 per year and the plus package €4,000.00 per year.
The breed of your dog determines in which breed group he is listed in the dog health insurance. The rule of thumb is: small dogs have a lower breed group, large dogs have a higher group. But that is not measured by size. If you apply for dog health insurance with us, please state the breed of dog. Each breed was individually assigned to a racial group. Of course, you can also specify and insure mixed breeds.
The third factor is the age of the animal. As diseases, frailty or signs of old age increase with age, it is more expensive to insure older dogs. Younger dogs are correspondingly cheaper.