Illnesses and injuries to four-legged friends represent a high cost risk for dog owners that should not be underestimated. Dog health insurance offers protection just in case and covers most of the veterinary costs that you incur for the necessary treatments.
Since older animals in particular often get sick and correspondingly high veterinary bills are possible, taking out dog health insurance for old dogs is particularly useful.
- In the event of illness, dog owners have to reckon with high veterinary bills.
- Since old dogs fall ill more often than average, there is an increased risk of costs for them.
- Owners of old dogs can also protect themselves with dog health insurance.
- In the case of healthy animals, it is usually possible to take out dog health insurance regardless of age.
- The insurance premium is slightly higher for older dogs than for their younger counterparts.
What dog health insurance offers
When you take out your dog insurance, you have the choice between pure surgery insurance and comprehensive health insurance. Surgical insurance pays for medically necessary surgical procedures and subsequent hospital stays. It’s particularly cheap though. However, you have to pay for normal examinations yourself. If you opt for comprehensive health insurance instead, you are also insured against normal treatment costs.
Such dog health insurance covers, among other things, medication and various examinations such as X-rays and sometimes even supports you with preventive measures such as vaccinations.
Is dog health insurance possible for old dogs?
In principle, it is possible to take out dog health insurance regardless of the age of your four-legged friend. However, with an old dog you have to reckon with the fact that the premium for dog insurance will be slightly higher. In view of the high cost risk, you should still make use of this option. Because dog health insurance can save you from financial problems in an emergency and ensure adequate treatment for your four-legged friend.
Why premiums are increasing for older dogs
As with all insurance, the risk is also taken into account in the premium for dog health insurance. Because older dogs tend to get sick more often, they tend to incur higher treatment costs, which insurance companies have to cover. In this way, it is possible to offer all policyholders fair tariffs, with which younger dogs are insured more cheaply and older animals have to be paid a little more.
Take care of insurance protection in good time
It doesn’t matter whether you own a young or an old dog – don’t wait too long and take out dog health insurance in good time. So you are on the safe side in the event of an emergency and do not have to worry about the treatment costs.
also insures «old» dogs
Of course, you also have the option of taking out dog health insurance for older dogs with . You have the choice between dog surgery insurance (our surgery cost protection) and comprehensive health insurance. Think about which services you want to be covered by your dog insurance and calculate your individual premium conveniently online. Make provisions in good time with dog health insurance for your older dog and ideally send us your application today.