Taking out dog health insurance makes sense for all owners. Because treatments and operations can quickly result in very high costs for dogs. Surgical interventions in particular often cost a four-digit sum. With appropriate health insurance, you can protect yourself against this and ensure that your four-legged friend can always receive the necessary treatment in the future. With a previous illness, however, it is not easy to take out dog health insurance. In the following we will explain why this is so.
Fair tariffs for everyone
It is our goal to be able to offer our customers a good combination of low premiums and extensive insurance cover. In order to achieve this, however, it is necessary for us to set certain conditions for taking out dog health insurance. This includes, among other things, that we do not insure dogs with a serious previous illness. After all, the costs that we have each month also play a role in the amount of our contributions.
If we were to cover the veterinary bills for dogs that are already ill and whose owners have not yet paid into our dog health insurance, we would probably have to significantly increase the premiums for all policyholders sooner or later. That would not be fair to all those who have insured their animals with us from the start and do not wait until they are confronted with high veterinary costs.
You must take this into account in your application
For the successful conclusion of a dog health insurance, it is necessary that your dog is healthy and has no previous illnesses. Please also note that there is a 30-day waiting period from the commencement of insurance. During this time, we will not cover any costs that you incur as a result of a visit to the vet. This also applies to consequential costs incurred through illness or accidents during the waiting period.
Make sure you have the right insurance coverage in good time
Be aware that a dog is not a cheap pet. This is especially true if your four-legged friend gets sick or suffers an injury. If you’re wondering if you can afford a dog, you should consider that as well. In order to protect yourself against unexpectedly high health costs, we recommend that you take out dog health insurance soon after purchase. At this is already possible very cheaply.
Choose from the following three tariffs
Our surgical cost protection is the reliable dog surgical insurance from . From a certain monthly premium, we cover up to 2,000 euros per year that are incurred as a result of medically necessary operations. Our comprehensive health insurance is the comprehensive package that covers everything that can happen in a dog’s life, from prevention to cremation. An unlimited insurance benefit can be selected here.
Do not wait until a pre-existing condition makes dog health insurance impossible and it is best to take precautions today. Calculate your individual insurance premium and send us your application directly online.